Help for Dog Attack Victims in Gainesville

The Center for Disease Control (“CDC”), reported that there are approximately 5 million dog bites each year. However, only about 800,000 people seek medical treatment, usually involving cosmetic surgery. Young children top the list of those most bitten, with bites and lacerations around their head and neck. Senior citizens followed by postal carriers, are the next category to be bitten by dogs more frequently.

The third week in May is recognized by the American Veterinary Medical Association, the CDC and the U.S. Postal Service, as “National Dog Bite Prevention Week.” Due to the high statistic of dog bites, and their possible infectious injury results, the CDC works with local state health departments. They help to establish prevention programs and to track U.S. dog bite trends.

The American Veterinary Medical Association, reports that there are more than 72 million dogs living in the U.S., in over 43 million homes. Homeowner and renters insurance typically carries liability provisions to cover dog bites with limits between $100,000 to $300,000. The Insurance Information Institute states that the average cost per claim has risen from about $19,000 in 2003 to more than $29,000 in 2011, an average claim increase of about 53.4 percent.

The liability coverage for dog owners whose dogs bite people can include medical bills, lost income and pain and suffering. Dog bite laws vary from state to state, which involves the dog bite statute. This statute states that a dog owner is automatically liable. The one-bite rule exempts dog owners from their dog’s first bite. A negligence law states that an owner is liable if their dog bites someone out of negligence. As a result, insurance companies are considering to limit dog bite insurance coverage or to exclude this coverage all together.

For a free case review, contact a Gainesville dog bite attorney at Steven A. Bagen & Associates today!