SerWhen someone else’s carelessness in Lake City injures you, it rewrites every aspect of your life. You have legal rights under Florida law to seek payment for what you’ve lost, but getting there isn’t always simple.

The person or party whose negligence caused your injury could be held responsible. This means pursuing compensation for everything from your hospital bills and the paychecks you’ve missed to the physical pain and emotional distress you’ve been forced to endure. A personal injury lawyer’s job is to manage that process, so you are able to focus on recovery.

For over 40 years, Steven A. Bagen & Associates, P.A. has helped people in your exact situation. If you have questions, call us for a free, no-pressure conversation about your case.

Why Choose Steven A. Bagen & Associates in Lake City?

A Four-Decade Legacy of Results

For over 40 years, our firm has focused entirely on personal injury law. It is all we do. This singular focus has allowed us to build a deep, practical understanding of how to handle these cases for our clients.

Our 99% Success Rate Reflects Our Commitment

We have achieved favorable outcomes for 99% of our clients. This record is built on diligent case preparation and a genuine commitment to our clients’ well-being. We have recovered hundreds of millions of dollars for the injured across Florida.

Recognition from Our Peers

Our work has been recognized by organizations like the American Trial Lawyers Association, which named us a Top 100 personal injury law firm. This kind of acknowledgment reflects a long-standing dedication to the people we serve.

Our Promise to You: No Fees Unless We Win

We handle personal injury claims on a contingency fee basis. Simply put, you pay us nothing unless and until we secure a financial recovery for you. This allows you to seek justice without the burden of upfront legal costs.

Your Case is Our Priority

Every case starts with a free, confidential consultation. This is your chance to ask questions and understand your options without any obligation. 

What Compensation Can You Pursue in a Personal Injury Claim?

The goal of a personal injury claim is to provide financial support to help you manage the losses caused by the accident. This compensation is divided into different categories, known as “damages.”

Economic Damages: The Tangible Costs

These are the direct, measurable expenses that come with receipts and bills. We gather all documentation to build a clear record of these financial losses.

  • Medical Expenses: This covers every cost related to your care, from the first ambulance ride and ER visit to future surgeries, rehabilitation, and medications.
  • Lost Wages: Compensation for the income you have lost while out of work recovering.
  • Loss of Earning Capacity: If your injuries permanently affect your ability to do your job or earn a living, you may be compensated for this future financial impact.
  • Property Damage: This includes the cost to repair or replace your vehicle or any other property damaged in the incident.

Non-Economic Damages: The Human Impact

These damages address the ways the injury has affected your quality of life. They don’t have a clear price tag, but they represent very real losses.

  • Pain and Suffering: Compensation for the physical pain and emotional distress you’ve experienced.
  • Mental Anguish: This includes conditions like anxiety, depression, or PTSD that develop because of the traumatic event.
  • Loss of Enjoyment of Life: If your injuries stop you from participating in hobbies, activities, or the parts of family life you once valued.

What About Punitive Damages?

In rare situations where the at-fault party’s conduct was particularly reckless or intentional, Florida law allows for punitive damages. The purpose of these damages is not to compensate you for a loss, but to punish the wrongdoer and discourage similar behavior from happening again. Proving entitlement to these damages requires meeting a high legal standard.

How Florida’s Comparative Fault Rule Can Affect Your Claim

Florida uses a legal concept called “modified comparative negligence.” This means that if you are found to be partially at fault for the accident, your compensation is reduced by your percentage of fault. However, if you are found to be more than 50% at fault, you are barred from recovering any damages at all. Our role is to build a strong case showing the other party’s responsibility and ensure no blame is unfairly shifted to you.

The Journey of a Personal Injury Claim

  1. Initial Consultation: You meet with an attorney to discuss what happened. This is a free, confidential conversation where you get answers and learn about your options.
  2. Investigation: If you decide to move forward, we begin a thorough investigation. We gather police reports, medical records, witness statements, and any other evidence needed to build your case.
  3. Filing the Claim: We notify the at-fault party’s insurance company that you are seeking compensation. This typically involves sending a formal demand letter that outlines your case and the damages you have suffered.
  4. Negotiation: The majority of personal injury cases are resolved at this stage. We negotiate with the insurance company to reach a fair settlement that covers the full extent of your losses.
  5. Filing a Lawsuit: If the insurance company refuses to offer a fair settlement, we will file a lawsuit. This doesn’t mean your case will definitely go to trial. Negotiations often continue even after a suit is filed.
  6. Discovery: This is the formal process where both sides exchange information. It could involve written questions, requests for documents, and depositions (sworn, out-of-court testimony).
  7. Mediation and Trial: Before trial, the court often requires mediation, where a neutral third party helps both sides try to reach an agreement. If a settlement still can’t be reached, we are fully prepared to present your case to a judge and jury.

Understanding Personal Injury Law in Florida

What is a “Personal Injury” Case?

A personal injury case is a legal dispute that arises when one person is harmed by an accident, and someone else may be legally responsible for that harm. The foundation of most of these cases is a concept called “negligence.”

This is a legal term that means someone failed to use reasonable care, and that failure caused your injury. To have a successful claim, we must show four things:

  1. Duty: The other party had a responsibility to act with a certain level of care (for example, a driver has a duty to follow traffic laws).
  2. Breach: They failed to live up to that duty (they ran a red light).
  3. Causation: Their failure was a direct cause of your injuries.
  4. Damages: You suffered actual losses, like medical bills or lost wages, because of the injury.

Common Types of Personal Injury Cases We Handle:

  • Car Accidents: Collisions caused by distracted driving, speeding, or other unsafe behaviors.
  • Truck Accidents: These cases are more involved, often including complex liability questions with trucking companies and federal regulations.
  • Motorcycle Accidents: Riders are exposed to greater risk on the road, and these accidents frequently result in severe injuries.
  • Premises Liability (Slip and Fall): When a property owner fails to maintain a safe environment, leading to an injury. This could be from a wet floor without a warning sign or a broken staircase.
  • Wrongful Death: When a family loses a loved one due to someone else’s negligence, they could file a claim to seek justice and compensation for their profound loss.

The Florida Statute of Limitations: A Deadline You Can’t Miss

In Florida, you generally have two years from the date of the injury to file a personal injury lawsuit. This deadline is known as the statute of limitations. For accidents that happened before March 24, 2023, the deadline was four years. If you miss this window, the courts will almost certainly refuse to hear your case, and you will lose your right to pursue compensation forever. While a few exceptions exist, it is best to act quickly to protect your rights.

A Word on Dealing with Insurance Companies

Understanding Their Position

Insurance companies are for-profit businesses. This means they must balance paying fair claims with protecting their bottom line. This could create a conflict when they evaluate your claim, as their financial interest is to resolve it for the lowest amount possible.

What to Look Out For:

  • Requests for a Recorded Statement: You are not required to give a recorded statement to the other party’s insurer. Adjusters are trained to ask questions that might lead you to say something that could be used to downplay your injuries or suggest you were at fault. It’s best to let your attorney handle all communications.
  • A Quick Settlement Offer: An early offer might seem tempting, especially when bills are mounting. However, it may be made before the full extent of your injuries and future medical needs are known. Accepting an offer closes your case permanently.
  • A Tedious and Lengthy Process: The claims process is filled with paperwork and drag on for months. It’s easy to get frustrated and feel pressured to accept a low offer just to put it all behind you. We manage this entire process so you are able to focus on your health.

Our Role in the Process

Our job is to level the playing field. We build and present a thoroughly documented claim that details the full scope of your losses. We handle all negotiations and challenge any attempt to unfairly shift blame onto you with facts and evidence.

Frequently Asked Questions

Common Questions for a Lake City Personal Injury Lawyer

What if my injuries didn’t seem serious right after the accident?

This is very common. The shock and adrenaline of an accident usually masks pain, and some injuries, like whiplash or even traumatic brain injuries, could take hours or days to become apparent. That’s why seeking a medical evaluation is recommended even if you feel fine. Delaying treatment not only harms your health but also makes it harder to connect your injuries to the accident later on.

How long will my personal injury case take to resolve?

There is no single timeline. A relatively straightforward case might settle in a few months, while a more complicated one involving severe injuries could take a year or longer, especially if it goes to trial. Our goal is to resolve your case for its full value as efficiently as possible.

What if I was injured by a driver who doesn’t have insurance?

You may still have options. If you have Uninsured/Underinsured Motorist (UM/UIM) coverage on your own auto insurance policy, you could file a claim with your own insurer. This coverage is specifically designed to protect you in this exact situation.

Will I have to go to court?

Most personal injury cases are settled out of court through negotiation. However, we prepare every case as if it will go to trial. If the insurance company is unwilling to make a fair offer, we are always ready to present your case to a jury.

I was injured on someone else’s property in Lake City. Who is responsible?

Property owners in Florida have a legal duty to keep their premises in a reasonably safe condition for visitors. If you were injured by a hazard that the owner knew about, or should have known about, like a spill on a floor without a warning sign, they may be held liable for your injuries under a legal principle called premises liability.

Take the First Step to Protect Your Rights

Contact Steven A. Bagen & Associates, P.A. for a free, no-obligation consultation to discuss your Lake City personal injury case. Let our experience be your guide.